Who we help
Doctors' tax, documented to clinical standard.
Registrars, locums and private practitioners. Medical incomes draw more ATO attention, not less — so every figure on your return should carry its evidence.
A medical career rarely produces one tidy income. Registrars hold salaried positions across rotations; many add locum shifts billed through an ABN; others draw from a private practice or a service entity alongside hospital work. Each stream is reported differently, and the ATO receives data on all of them. We reconcile every payer and every deposit before the return is prepared, so the income side is complete — not approximately right.
The deduction side deserves the same rigour. Self-education and exam costs, college and registration fees, indemnity insurance, conference travel — these are legitimate claims when the record supports them and the connection to your current work is documented. Higher incomes attract closer ATO attention, which is not a reason to claim less. It is a reason to claim exactly what the evidence supports, with the working papers on file.
Medical clients tend to ask structural questions — practice entities, investment properties, trusts — and they deserve answers in writing, not corridor opinions. The principal, Joseph Masoud, has taught taxation and finance at four universities and worked as a Finance Manager and Financial Controller. Appointments run by phone and video around a roster, with documents through a client portal.
What we see on doctors' returns
- Locum income on an ABN reported from memory, while the ATO holds the payer's data.
- Self-education claimed without the link to current work written down anywhere.
- Salary packaging and multiple employers leaving the withholding short, discovered at lodgment.
- Indemnity, college and registration costs mixed into one figure no one can break down.
What we prepare
Multiple employers and locum income
Every payer reconciled — hospital payroll, agency summaries and ABN locum invoices — against bank deposits before anything is reported.
Self-education and training costs
Exams, courses and conferences claimed where the connection to your current role is documented, with the evidence filed.
Registration, college and indemnity
AHPRA registration, college fees and indemnity premiums substantiated and allocated to the income they relate to.
Private practice and service entities
Practice income, structures and their paperwork reviewed so the arrangements are documented, not merely inherited.
Investment and structure questions
Negative gearing, trusts, incorporation — examined against your circumstances, with the advice given in writing.
ATO questions and reviews
Questions from the ATO are answered from an indexed file — reconciliations, receipts and reasoning assembled before any letter arrives.
Every doctor's engagement builds the eight proofs, from income through to written advice — so when the ATO looks closely, the file is already assembled. See our method →
Common questions
I worked at several hospitals and did locum shifts this year. How is that handled?
Each employer issues its own income statement and each locum agency or practice its own records, and the ATO receives most of it directly. We reconcile every payer against your bank deposits, report the ABN income on the correct schedule, and allocate deductions to the income they belong to. The return then agrees with the data the ATO already holds.
Can I claim my specialist exams and courses?
Self-education is claimable where it maintains or improves the skills of your current work, and the boundary matters — a course that leads to new employment sits differently from one that deepens the role you already hold. We document the connection for each claim, keep the invoices and travel records on file, and leave out what the evidence cannot carry.
I've been offered locum work on an ABN. What changes?
You become responsible for your own tax on that income — no employer withholds it, and instalments may follow once the ATO sees the pattern. Whether GST registration applies depends on your circumstances, and we confirm it before anything is lodged. We set up the records at the start: invoices, an expense file and a clean separation from your salaried income.
Do you advise on practice structures and investments?
Yes, and the advice is given in writing. Structures are examined against your circumstances — clinical work has specific rules about how income can be treated, and a structure that only makes sense for tax is a risk, not a strategy. Investment questions are answered the same way: position, reasoning and records, documented before you act.
Why would a doctor's return attract ATO attention?
Higher incomes are visible, deduction patterns are benchmarked against peers, and data from hospitals, agencies and health funds arrives at the ATO independently of you. None of that is a problem for a return whose figures reconcile and whose claims are substantiated. It is only a problem for the return that cannot show its working — which is the return we do not lodge.
Can this work remotely? I'm nowhere near Brisbane.
Yes. The practice is based in Brisbane, and many medical clients are nowhere near it — appointments run by phone or video around rosters, and documents move through the client portal. The evidence standard does not change with the postcode.
General information only — not tax, legal or financial advice. Advice specific to your circumstances is provided within a signed engagement.
Related reading
Speak to the person who signs the return.
Consultations are with a registered tax agent — by phone or video, wherever you are in Australia.